Top 7 Payment Apps Must Have In Your Mobile

Payment Apps Must Have In Your Mobile

Technology has totally transformed our lives in every aspect possible. There are phone applications certainly for everything that we do in our life, be it for fitness, socialising or to handle finance. Long gone are the days when the person has to carry the bulk of cash or keep credit cards with him in order to pay for their purchase. Today, you can easily pay for anything, transfer money to your friends, families or others at any place you are with the help of your smartphone till you have an internet connection.

Cashless payment is getting highly popular across various parts of the world. Yes, there are options for credit and debit cards to make online payment or the store. But, cards don’t allow the users to perform transaction from one person to another. So, in this blog, we have created a list of top payment apps available in the market on which you can rely upon. Now, let us get started.

Google Pay

The first app in our list is Google Pay that is the product of the search giant Google. It is considered ideal for the Android users and is compatible on iOS platform as well. The maximum limit allowed is 10,000 per transaction and the user will not have any charges as Google Pay is free.  However, it doesn’t have the feature to support credit card to pay money.

Apple Pay

If you are iPhone users, then Apple Pay is the ideal app that you must use to perform cashless payments. The payment limit in this app is £3000 per transaction and it allows transferring up to £10,000 within a 7 days period. Well, this app is completely free and you will be charged 3 percent fees for transferring money with a credit card.

Samsung Pay

This app is the Samsung product for its phone users. Well, one feature that is missing in the Samsung pay app is the person to person transfers.  So, if you want to send money to other people, then you might have to use other apps here.


Papal is one of the oldest and most renowned payment platforms available in the market. It allows the users to transfer money at bank accounts of different countries and without any fee charge. It is compatible with Android and iOS. The payment limit is around £60,000 bur one can transfer up to £10,000 on a single transaction. When using credit or debit card, you will have to pay 2.9 percent of the total amount as a fee and as well as some additional charges.


Venmo is quite a unique payment app that is primarily designed to send money to others. It is quite popular among the youth in the cities where they prefer to transfer the amount directly rather splitting the bills.  The payment limit in Venmo is £299.99 that can be increased to £2999.99 weekly when required. There is no charge when paying via authorised merchants, but you will have to pay 3 percent fee when using a credit card.

Square Cash

Square Cash is considered ideal for peer-to-peer payment. It has the special wallet feature where the user can directly send money from a linked account even if you don’t have any funds in your digital wallet. The payment limit in Square Cash is of £250 that can also be raised up to £2,500 within a seven day period. You will have to pay 3 percent fee for using a credit card that is added on the total transaction.

Facebook messenger

Another name is highly popular that you use for socializing purpose – Facebook. With the messenger app, you can even make the payments without any kind of inconvenience. It is applicable to both iOS and Android both but the user must have a Facebook account. The payment limit is not disclosed and you will not be charged any fee for the transaction. Also, you can only use your debit card for the payment and currently, credit card payment is not in the option.

So, these were the top payment apps in the market that you can choose from. So, whichever app you are planning to install, make sure that it fulfills all your usages.

Description : Payment applications are being widely being used today to transfer money to anyone instantly at the comfort of your home. Read this blog to see the list of the main payment applications.


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